An exploration of consumer bankruptcy law under Chapters 7, 12, and 13 of the U.S. Bankruptcy Code and how the law impacts the rights of borrowers and lenders. The course covers the creation of consumer lender-borrower relationships, including promissory notes, security agreements, and mortgages; rights of borrowers under the Truth in Lending Act, RESPA, and other consumer protection laws; creditor remedies; and exemption statutes under state and federal law.