​​​​​​​​​​​​​Every student at Vermont Law School taking five (5) or more credits is required to be covered by a health insurance policy, whether it be a Vermont Law School policy through Blue Cross Blue Shield of Vermont, or a comparable outside policy. Failure to participate in a health insurance plan will result in a $1,000 non-compliance penalty fee.

 

Vermont Law School offers health insurance coverage through Blue Cross Blue Shield of Vermont, with deductible amounts ranging from $ 500 to $ 2,500. The two plans, Plan A ​and Plan B, differ by deductible amount, out-of-pocket maximums, price, etc. Click on the links to see the summary plan descriptions (SPDs) highlighting the coverage for each plan offered.  These plans also offer full coverage while traveling outside of the Vermont area - see list of providers at www.BCBSVT.com.

Distance Learning students and students taking fewer than 5 credits do not qualify for Vermont Law School health insurance coverage.

Vermont Law School will exempt students from purchasing one of the available Blue Cross Blue Shield (BCBS) of Vermont plans if they have a policy that is comparable to one of the plans offered. The student must complete a waiver request form (see links in the right column) and submit it to Lori Campbell, our student insurance administrator. If the present plan is not comparable to or better than the appropriate BCBS plan, the student will not be granted a waiver. In this case the student must either keep searching for another insurance plan or join one of the plans offered by Vermont Law School.

Waiver requests should be submitted well in advance of the start of the coverage period and must be renewed each academic year. A Verification of Coverage letter from your insurance provider is no longer required—just fill out the form.


HEALTH INSURANCE UPDATE FOR YEAR 2016-17

OPEN ENROLLMENT:
August 1-August 31 for an effective date of September 1, 2016.

WANT TO CHANGE PLANS?
Complete a new enrollment form and submit during this period.

WANT TO ADD PARTNER OR SPOUSE?
Complete a new enrollment form and submit during this period.

WHERE CAN I FIND CURRENT PLANS AVAILABLE WITH INFORMATION AND PRICES?
Please refer to the links to the right for plan summaries and plan rates.


Billing

Health Insurance for Residential students is billed twice a year; once in the Fall semester (coverage period of September 1-February 28) and once in the Spring semester (coverage period of March 1-August 31).

Health Insurance for accelerated JD students is billed 3 times a year; once prorated in the Summer semester (coverage period of June 1-August 31), once in the Fall semester (coverage period of September 1-February 28) and once in the Spring semester (coverage period of March 1-August 31).

Health Insurance Non-Compliance Penalty

Residential students registered for 5 or more credits for any semester who, by either the 1st day of classes for that semester or date a refund check is issued, have not submitted with a waiver request form* or enrollment form* for health insurance will be assessed the $1,000 non-compliance penalty fee.

If a waiver request form* or enrollment form* is received after the non-compliance penalty fee is assessed, the penalty fee will be pro-rated on a daily basis (from date penalty fee is assessed until date from is received).

The non-compliance penalty fee is only eligible to be refunded during the semester in which it is charged. No pro-rated refunds will be issued after the last day of class of the semester in which the non-compliance penalty fee is charged.

The non-compliance penalty fee will also be pro-rated on a daily basis for any student approved for a medical leave of absence (from date penalty fee is assessed until date of withdrawal).

If at any point during the academic year a student is without health insurance coverage, the student will be assessed the non-compliance penalty fee for the period of time they are without coverage up to $1,000.

*All forms should be submitted to Lori Campbell​​


Questions?

Lori Campbell is our on-campus student insurance administrator. If you have a question about our health plans described above or other related coverage questions, please feel free to contact her.

Phone: 802-831-1236
Fax: 802-831-1212​
E-Mail: lcampbell​@vermontlaw.edu

Vermont Law School
Anderson House
P.O. Box 96
South Royalton, VT 05068-0096